5 Simple Techniques For 債務重組邊間好 - 【hkdrp.top】
5 Simple Techniques For 債務重組邊間好 - 【hkdrp.top】
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自僱的身分並不會限制申請人申請任何欠款重新整合方案。只要可以提供所需的文件，如合理的入息證明及其他必申報文件，也能夠辦理申請。
債務整合過程比其他財務舒緩方案簡單，皆因它不涉及法庭程序，無須欠債方請律師申請臨時債務整合令，也無須委任代名人代擬還款報告，所以沒有法庭費用、報章通告費、代名人費及代名人行政費等額外收費，所以債務重組收費相對低廉，視乎每位顧客的還款年期及欠債金額。
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服務費當中包括為客戶擬定新的還款書、與不同或最大債權人協商、一切的文書準備及跟進工作。
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Payments are managed by an insolvency practitioner. An IVA stops the men and women you owe from using further motion versus you. Many of your financial debt is prepared off at the tip.
When you've got an outlined contribution pension In the event you haven’t started off taking cash from the pension pot, your creditors probably gained’t expect you to definitely obtain it to pay funds into your IVA, even if you’re allowed to.
一般而言，欠債人須向委託之會計師及律師支付其專業服務的費用，該費用因人而異，多以負債金額、債權人數目、物業數目等不同因素而定。
An IVA may not be right for you should you owe dollars to individuals or companies from the EU. These debts may not be coated by an IVA.
不需要。我們只有在獲得客戶同意後，才會進行債務重組收費。我們提供免費的初步諮詢和會面，我們會用最短的時間讓客戶了解清楚整個服務的流程、影響、收費，同時給予專業建議。我們知道這是重大的決定，踏出這一步將有可能扭轉客戶的一生，因此我們尊重客戶的慎重考慮，在客戶同意之前並不會採取任何收費手續。
簡而言之，債務重組是一種更為溫和且可持續的解決方案，尤其對於那些仍希望與債權人保持良好關係的個人或企業而言。相比之下，破產雖然可以給予重新開始的機會，但往往伴隨著更為嚴重和持久的負面影響。
For 債務舒緩 anyone who is getting a Point out Pension, Will probably be integrated when you're employed out the amount you could afford to pay for into an IVA.
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